Daniel and Sophie
Husband and wife looking to use the equity that they have had built up in their existing house to borrow 100% of the purchase price for a new investment property
Key Takeaways
Daniel and Sophie had built substantial equity in their home, but assumed purchasing an investment property would require a large cash deposit. With the right structure, we helped them:
- Use existing equity to cover the full purchase price of a new investment property
- Preserve their savings as a financial buffer
- Keep their home and investment loans separate for clarity and strategy
Meet Daniel and Sophie
A husband-and-wife couple who owned their home for several years and had quietly built up equity as the property increased in value.
Outcome
While they assumed investing would require a large cash deposit, they didn’t realise that equity from their existing home could be used instead. By structuring their lending correctly, Daniel and Sophie were able to use their available equity to cover the full purchase price of a new investment property — meaning no cash deposit was required. With their home and investment loans kept separate for clarity and flexibility, the strategy allowed them to enter the property market sooner while preserving their savings for buffers and future opportunities. Daniel & Sophie entered the property market faster than they thought possible. If you already own a home and are considering investing, a simple equity review could reveal whether your next property purchase is closer than you think
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At Market Brokers, we take the time to understand your situation and goals before recommending a loan structure that works for you.
